# Sending Money via Crypto
Source: https://blog.yara.cash/crypto

A step-by-step guide to sending money to Nigeria using cryptocurrency

Sending money home shouldn't eat into the amount your loved ones actually receive. That's why we've built crypto transfers into Yara—it's simply a faster, cheaper way to move money. When you send through traditional banks, your transfer can bounce between multiple intermediaries, each taking a cut and adding delays. With crypto, especially stablecoins like USDC and USDT, your money moves directly and settles in minutes.

## How to Send Money with Crypto

We're going to send money to Nigeria in less than 5 minutes. This guide assumes you have some crypto on your preferred platform and want to send it to a Nigerian bank.

<Columns>
  <Card title="Coinbase" icon="wallet" href="https://www.coinbase.com" />

  <Card title="Cash App" icon="mobile" href="https://cash.app" />

  <Card title="Bybit" icon="chart-line" href="https://www.bybit.com/en/" />
</Columns>

### Step 1: Start Your Transfer

Go to the [Yara website](https://yara.cash) or download [the app from the App Store](https://apps.apple.com/app/id6747454456). Set the amount you want to send and click **"Send Money"**.

<img alt="Yara home screen" />

### Step 2: Enter Recipient Details

Fill in the recipient's email, phone number, and bank account details.

<img alt="Recipient details screen" />

### Step 3: Review Transfer Details

Double-check everything looks correct before proceeding.

<img alt="Review transfer screen" />

### Step 4: Fill in Your Personal Details

<img alt="Personal details screen" />

### Step 5: Select Your Crypto

Choose the cryptocurrency you'd like to send. For this example, we'll use USDC on Base.

<Columns>
  <img alt="Crypto selection" />

  <img alt="USDC on Base selected" />
</Columns>

### Step 6: Send Your Crypto

Transfer the crypto from your platform to the address provided, then click **"I have transferred it"**.

### Step 7: Track Your Payout

You'll see the payout status page where you can follow the state of your payment.

<img alt="Payout status" />

You'll also receive an email confirming Yara has received your transfer.

<img alt="Confirmation email" />

### Step 8: Payment Complete

Track the progress until completion—usually within a minute!

<Columns>
  <img alt="Payment processing" />

  <img alt="Payment complete" />
</Columns>

<Note>
  Once your first transfer is complete, you can reuse the generated address to send tokens anytime.
</Note>

## Need Help?

<Card title="Contact Support" icon="envelope" href="mailto:support@yara.cash">
  Have questions? Reach out to our support team.
</Card>


# Yara's Money Blog
Source: https://blog.yara.cash/index

Connecting you to your money anywhere in the world

## What is Yara

Yara is a payment app that enables swift money transfers around the world. We support both traditional methods like debit/credit cards and wire transfers (with US and SEPA-supporting countries in Europe), as well as modern transfers using cryptocurrencies.

<Columns>
  <Card title="Traditional Transfers" icon="building-columns">
    Send money via debit/credit cards and wire transfers across the US and Europe.
  </Card>

  <Card title="Crypto Transfers" icon="bitcoin">
    Use Bitcoin, Solana, and stablecoins like USDC and USDT on networks including Arbitrum, Base, BSC, Optimism, Polygon, and Tron.
  </Card>
</Columns>

Yara promises the best rates, zero fees, and the fastest payout times.

<Card title="Get Started with Yara" icon="rocket" href="https://yara.cash">
  Use Yara via the website or download the mobile app from the Apple App Store.
</Card>

## Sending Money via Crypto

Sending money home shouldn't eat into the amount your loved ones actually receive. That's why we've built crypto transfers into Yara—it's simply a faster, cheaper way to move money. When you send through traditional banks, your transfer can bounce between multiple intermediaries, each taking a cut and adding delays. With crypto, especially stablecoins like USDC and USDT, your money moves directly and settles in minutes.

## How to Send Money with Crypto

We're going to send money to Nigeria in less than 5 minutes. This guide assumes you have some crypto on your preferred platform and want to send it to a Nigerian bank.

<Columns>
  <Card title="Coinbase" icon="wallet" href="https://www.coinbase.com" />

  <Card title="Cash App" icon="mobile" href="https://cash.app" />

  <Card title="Bybit" icon="chart-line" href="https://www.bybit.com/en/" />
</Columns>

### Step 1: Start Your Transfer

Go to the [Yara website](https://yara.cash) or download [the app from the App Store](https://apps.apple.com/app/id6747454456). Set the amount you want to send and click **"Send Money"**.

<img alt="Yara home screen" />

### Step 2: Enter Recipient Details

Fill in the recipient's email, phone number, and bank account details.

<img alt="Recipient details screen" />

### Step 3: Review Transfer Details

Double-check everything looks correct before proceeding.

<img alt="Review transfer screen" />

### Step 4: Fill in Your Personal Details

<img alt="Personal details screen" />

### Step 5: Select Your Crypto

Choose the cryptocurrency you'd like to send. For this example, we'll use USDC on Base.

<Columns>
  <img alt="Crypto selection" />

  <img alt="USDC on Base selected" />
</Columns>

### Step 6: Send Your Crypto

Transfer the crypto from your platform to the address provided, then click **"I have transferred it"**.

### Step 7: Track Your Payout

You'll see the payout status page where you can follow the state of your payment.

<img alt="Payout status" />

You'll also receive an email confirming Yara has received your transfer.

<img alt="Confirmation email" />

### Step 8: Payment Complete

Track the progress until completion—usually within a minute!

<Columns>
  <img alt="Payment processing" />

  <img alt="Payment complete" />
</Columns>

<Note>
  Once your first transfer is complete, you can reuse the generated address to send tokens anytime.
</Note>

## Need Help?

<Card title="Contact Support" icon="envelope" href="mailto:support@yara.cash">
  Have questions? Reach out to our support team.
</Card>


# Sending Money with Revolut
Source: https://blog.yara.cash/revolut

A step-by-step guide to sending crypto from Revolut to your Yara wallet address

Revolut makes it simple to hold and send cryptocurrency directly from your account. When you send crypto through Revolut to Yara, you're choosing one of the fastest and most cost-effective ways to get money to Nigeria. This guide will walk you through the entire process, from selecting your token to completing your transfer in just a few minutes.

## Recommended Tokens

For the best experience, we recommend using:

<Columns>
  <Card title="USDT on Tron" icon="coins">
    Low fees, fast settlement
  </Card>

  <Card title="USDC on Base" icon="coins">
    Secure, reliable transfers
  </Card>
</Columns>

## How to Send Money with Revolut

### Step 1: Open Revolut and Select Crypto

Open the Revolut app and navigate to the **Crypto** screen.

<img alt="Revolut crypto screen" />

### Step 2: Select Your Token

Choose your preferred token. We recommend **USDT on Tron** or **USDC on Base** for optimal fees and speed.

<Columns>
  <img alt="Token selection 1" />

  <img alt="Token selection 2" />
</Columns>

<Columns>
  <img alt="Token selection 3" />

  <img alt="Token selection 4" />

  <img alt="Token selection 5" />
</Columns>

### Step 3: Navigate to Send

Go back to the main **Crypto** page and select **"Send"**.

<img alt="Send button" />

### Step 4: Add and Save the Wallet Address

Enter the Yara wallet address provided during your transfer setup. We recommend saving this address so you can easily repeat transactions in the future.

<Columns>
  <img alt="Enter address" />

  <img alt="Save address" />

  <img alt="Confirm address" />
</Columns>

<Note>
  Saving the wallet address ensures seamless repeat transactions without
  re-entering details.
</Note>

### Step 5: Label the Address

Give your address a clear label indicating the transaction type. This helps you identify it for future transfers.

<img alt="Label address" />

<Note>
  Clearly state what the transaction type is when labeling the address (e.g.,
  "Yara - Nigeria Transfer").
</Note>

### Step 6: Review and Authorize

Double-check all transfer details and authorize the transaction.

<img alt="Review transfer" />

### Step 7: Transfer Complete

Once Revolut processes your transaction, Yara will complete the payout to your recipient in Nigeria within seconds.

<img alt="Transaction complete" />

## Why Use Revolut with Yara?

* **Fast settlements**: Transactions typically complete in under a minute
* **Low fees**: Crypto transfers are more cost-effective than traditional wire transfers
* **Reusable addresses**: Save your Yara wallet address for instant future transfers
* **Secure**: Both Revolut and Yara use industry-leading security protocols

## Need Help?

<Card title="Contact Support" icon="envelope" href="mailto:support@yara.cash">
  Have questions? Reach out to our support team.
</Card>


# Open a Dollar Account in Nigeria & Ghana
Source: https://blog.yara.cash/usd-account

Get your free  dollar account in Nigeria or Ghana instantly. No minimum balance, no paperwork. Perfect for freelancers receiving international payments. Open your virtual dollar account with Yara in minutes.

# How to Open a Free Dollar Account in Nigeria & Ghana (2025)

Are you a **freelancer in Nigeria or Ghana** looking for a hassle-free way to receive **international payments in dollars**? Traditional domiciliary accounts from Nigerian banks are expensive, slow, and require extensive documentation. **Yara offers a free, instant dollar virtual account** that you can open in under 5 minutes—perfect for freelancers, remote workers, and anyone receiving payments from abroad.

## Why Traditional Dollar Accounts in Nigeria Are Difficult

Opening a **domiciliary account in Nigeria** through traditional banks like GTBank, Access Bank, or First Bank requires:

<Columns>
  <Card title="Required Documentation" icon="file-text">
    * Passport photographs - Utility bill (recent) - Valid government-issued ID
    * Lengthy paper application forms - Two current account referees - Proof of
      address
  </Card>

  <Card title="Additional Barriers" icon="dollar-sign">
    * **$100 - $500** minimum opening balance - Physical branch visits - Long
      waiting queues - 1-2 weeks processing time - High maintenance fees
  </Card>
</Columns>

For **freelancers and remote workers** receiving payments from Upwork, Fiverr, Toptal, or international clients, these requirements create unnecessary delays and costs.

## The Better Alternative: Yara Virtual USD Account

**Yara.cash** provides a **free, instant dollar virtual account** for Nigerians and Ghanaians without the traditional banking headaches. No minimum balance, no branch visits, no waiting—just a fully functional dollar account ready in minutes.

### What Makes Yara's USD Account Perfect for Freelancers?

* ✅ **Instant account creation** (5 minutes or less)
* ✅ **No minimum balance requirement** (\$0 to start)
* ✅ **No monthly maintenance fees**
* ✅ **Receive international payments** from clients worldwide
* ✅ **Hold funds in USD** without forced conversion to Naira/Cedi
* ✅ **Convert to local currency** when rates are favorable
* ✅ **Send money internationally** using crypto or bank transfers
* ✅ **100% digital** - no paperwork or branch visits

## How to Open Your Free Dollar Account on Yara (Step-by-Step)

You can open your **virtual dollar account** on the [Yara website](https://www.yara.cash) or the [Yara mobile app for iOS](https://apps.apple.com/us/app/yara-cash/id6747454456).

### Step 1: Navigate to Your Wallet

After signing up and logging into Yara, click on **"Wallet"** from your dashboard.

<img alt="Yara dashboard showing Wallet navigation for USD account Nigeria" />

### Step 2: Select Add Money via Bank Transfer

On the Wallet page, click **"Add Money"** and choose **"Fund with Bank Transfer"** from the available funding options.

<Columns>
  <img alt="Add money to USD wallet account Nigeria" />

  <img alt="Fund USD account with bank transfer Nigeria Ghana" />
</Columns>

### Step 3: Generate Your Dollar Virtual Account Details

You'll be redirected to a page where you can request your **dollar account number and routing details**. These are real banking details you can share with clients and platforms.

<img alt="Generate virtual USD dollar account for freelancers Nigeria" />

### Step 4: Complete Simple Identity Verification (KYC)

Follow the quick **KYC (Know Your Customer)** verification steps. This typically requires:

* Valid government ID (Driver's License, National ID, or International Passport)
* Selfie verification
* Basic contact information

Once verified, your **dollar account is immediately active** and ready to receive international payments.

<img alt="USD account ready to receive payments Nigeria Ghana freelancers" />

<Note>
  **No branch visits. No referee forms. No \$100 minimum. No waiting.**

  Your working dollar account is ready instantly—perfect for freelancers in Nigeria and Ghana.
</Note>

## Yara Dollar Account vs Traditional Nigerian Domiciliary Accounts

| Feature                   | Yara Virtual USD Account    | Traditional Dom Account   |
| ------------------------- | --------------------------- | ------------------------- |
| **Opening Time**          | 5 minutes                   | 1-2 weeks                 |
| **Minimum Balance**       | \$0 (Free)                  | $100 - $500               |
| **Monthly Fees**          | \$0                         | $5 - $20/month            |
| **Branch Visit Required** | No (100% digital)           | Yes                       |
| **Referee Letters**       | No                          | Yes (2 required)          |
| **Paperwork**             | Digital KYC only            | Extensive forms           |
| **Best For**              | Freelancers, remote workers | Traditional banking needs |

## Who Should Use Yara's Dollar Account?

<Columns>
  <Card title="Freelancers" icon="laptop">
    Receive payments from Upwork, Fiverr, Toptal, and international clients
    directly in USD
  </Card>

  <Card title="Remote Workers" icon="briefcase">
    Get your salary from US, UK, or European employers without expensive wire
    fees
  </Card>

  <Card title="Content Creators" icon="video">
    Receive YouTube AdSense, sponsorships, and brand deals in dollars
  </Card>
</Columns>

<Columns>
  <Card title="E-commerce Sellers" icon="shopping-cart">
    Get paid from Shopify, Amazon, or Etsy sales in USD
  </Card>

  <Card title="Developers" icon="code">
    Receive payments from GitHub Sponsors, clients, or software sales
  </Card>

  <Card title="Diaspora Senders" icon="globe">
    Send money to family in Nigeria/Ghana using crypto or bank transfers
  </Card>
</Columns>

## How to Receive International Payments to Your Yara USD Account

Once your account is active, you can:

1. **Share your Dollar account details** with clients or payment platforms
2. **Receive wire transfers** from anywhere in the world
3. **Accept payments** from freelance platforms (Upwork, Fiverr, etc.)
4. **Hold your funds in USD** until you're ready to use them
5. **Convert to Naira/Cedi** when exchange rates are favorable
6. **Withdraw to local bank** accounts in Nigeria or Ghana

## Frequently Asked Questions (FAQ)

### Is Yara's Dollar account a real bank account?

Yes, Yara provides real **virtual dollar account details** that can receive international wire transfers and payments. While it's not a traditional domiciliary account from a Nigerian bank, it functions the same way for receiving and managing dollars.

### Can I receive payments from Upwork or Fiverr?

Yes! Your Yara dollar account can receive payments from **freelance platforms, international clients, and payment processors**. Many Nigerian and Ghanaian freelancers use Yara to avoid high PayPal withdrawal fees.

### Are there any fees to open or maintain the account?

No. Opening a Yara dollar account is **completely free with no monthly maintenance fees currently**.

### How long does it take to open a dollar account?

Your Yara dollar account can be **ready in under 5 minutes** after completing the simple identity verification.

### Can I use this account if I'm in Ghana?

Yes! Yara serves users in both **Nigeria and Ghana**, making it easy for freelancers and remote workers across West Africa to receive USD payments.

### What's the minimum amount I need to open the account?

Unlike traditional domiciliary accounts that require $100-$500, you can open and start using your Yara USD account with no initial deposit.

### Can I send money internationally with my dollar account?

Yes, you can **send money internationally** using your USD balance through crypto (Bitcoin, USDC, USDT on various networks) or traditional bank transfers.

## Get Started Today: Open Your Free Dollar Account

Stop struggling with traditional banks. Join thousands of Nigerian and Ghanaian freelancers who use Yara to receive international payments seamlessly.

<Card title="Open Your Free Dollar Account Now" icon="rocket" href="https://www.yara.cash">
  Sign up on Yara.cash and get your virtual dollar account in 5 minutes
</Card>

<Card title="Download the Yara Mobile App" icon="mobile" href="https://apps.apple.com/us/app/yara-cash/id6747454456">
  Get the iOS app and manage your dollar account on the go
</Card>

## Related Resources

* [How to Send Money with Crypto](/guides/send-money-crypto)
* [Sending Money with Revolut](/guides/revolut-transfer)
* [USD to Naira Exchange Rates](/rates)

## Need Help?

<Card title="Contact Support" icon="envelope" href="mailto:support@yara.cash">
  Have questions about opening your USD account? Our support team is available
  24/7.
</Card>

***

**Keywords**: USD account Nigeria, virtual dollar account, freelancer bank account Nigeria, domiciliary account Nigeria, USD wallet Nigeria, dollar account Ghana, receive international payments Nigeria, USD account for freelancers, open dollar account online Nigeria, best USD account Nigeria 2025